Confirmed achievements

The model of deposit insurance system organisation and the existence of the Deposit Insurance Fund as a reserve for paying the depositors in the event of bankruptcy of a credit institution, enable the Agency to be highly efficient in performing its role. Thus, in two recent cases the Agency began paying the compensations to depositors within 7 to 10 working days after the bankruptcy of a credit institution, even though the law requires a deadline of 20 to 30 working days to be met. Such a prompt reaction by the Agency is considered a great success, taken into account that one of the goals of the new EU Directive is to achieve a model of compensation payment within ten working days by 2023.

    Total payout obligation to depositors since the Agency was founded

     

    Rb. KREDITNA INSTITUCIJA GODINA POKRETANJA STEČAJA OBEŠTEĆENJE UKUPAN BROJ 
    DEPONENATA
    Ukupno: 719.220.597 217.203
    1 Vukovarska banka d.d. Vukovar 1998. 3.534.170 13.101
    2 Građanska štedionica d.o.o. Zagreb 1998. 4.011.444 946
    3 Ilirija banka d.d. Zagreb 1999. 4.903.329 1.780
    4 Komercijalna banka d.d. Zagreb 1999. 9.001.420 8.958
    5 Glumina banka d.d. Zagreb 1999. 180.076.834 24.002
    6 Županjska banka d.d. Županja 1999. 79.611.540 42.688
    7 Gradska banka d.d. Osijek 1999. 127.575.324 35.875
    8 Neretvansko gospodarska banka d.d. Ploče 1999. 3.678.013 5.635
    9 Invest štedionica d.o.o. Zagreb 1999. 1.834.012 201
    10 Promdei banka d.d. Zagreb 1999. 1.121.680 207
    11 Hrvatska gospodarska banka d.d. Zagreb 2000. 30.015.114 25.255
    12 Agroobrtnička banka d.d. Zagreb 2000. 17.064.256 14.613
    13 Trgovačko-turistička banka d.d. Split 2000. 2.885.246 1.419
    14 Adria štedionica d.o.o. Zagreb 2000. 247.630 31
    15 Dugi pogled štedionica d.o.o. Zagreb 2001. 1.105.267 99
    16 Grošbanak štedionica d.o.o. Zagreb 2001. 1.692.559 320
    17 Štedionica za razvoj i obnovu d.o.o Zagreb 2001. 11.653.938 4.624
    18 Razvojna banka Dalmacija d.o.o. Split 2001. 438.219 97
    19 Gold štedionica d.o.o Split 2001. 1.629.270 343
    20 Mediteran štedionica d.o.o. Split 2001. 2.714.170 421
    21 Alpe Jadran banka d.d. Split 2002. 3.747.931 1.846
    22 Kaptol banka d.d. Zagreb 2002. 2.000.528 411
    23 Slavonska štedionica d.d. Zagreb 2002. 2.526.723 304
    24 Gospodarska štedionica d.d. Vrbovec 2003. 1.337.533 166
    25 Međimurska štedionica d.d. Čakovec 2004. 21.305.660 4.366
    26 Credo banka d.d. Split 2012. 62.556.355 12.958
    27 Centar banka d.d. Zagreb 2013. 69.704.742 7.126
    28 Nava banka d.d. Zagreb 2014. 20.878.707 1.197
    29 Banka splitsko-dalmatinska d.d. Split 2016. 50.367.983 8.212
    30 Tesla štednja banka d.d. Zagreb 2018. 1.001 2